Frequently Asked Questions

You do not need any experience in the financial industry. We will train you and offer lifetime training & support. There is no way anyone can learn this industry in 7 days or 15 days.

All partners go through a in depth  training and your employees if you decide to have anyone work for you. We also will be providing Digital Marketing for your business and Live generated leads. A mentor will be assigned to you once you complete your training for any business transaction questions etc.

Depending on which package you move forward with, our  partners will have access to our top of the line software, dialing system, marketing material, and custom website/logo.

No, this is by choice. Once you are licensed you will have use of the national bank/lenders office, permitting there is one in your area.

Once you have passed your mortgage certification, the mortgage company that you are sponsored with will allow you the opportunity to enter into their company’s benefits package if you choose too.

SMG Financial does not have to be monitored and no we do not have to be regulated. The Banks and lenders that you will be working with closely are monitored and regulated by State and Federal.

We are located at 371 Hoes Ln,  Piscataway NJ 08854

Residential, Business, Consumer, Hard Money, and Student Loan Refinancing.

Residential: Conventional Purchase or Refinance, FHA Purchase 3 1/2 % Down payment program, FHA streamline refinance, 203k rehab, VA, Reverse Mortgage, USDA and more programs.

Business: Startup, Expansion, Hard Money Loans, Merchant Cash Advances, Invoice Factoring, Equipment Leasing, SBA Loans, 401k financing, Gas Station Financing, Construction, Accounts Receivable Financing, Factoring, Franchise Financing, Medical Practice Loans, Working Capital Loans, Bridge Loans, Asset Based Financing, Structured Settlement and Annuity Financing, Venture Capital, Hotel Financing, Commercial Development Financing, Commercial Real Estate Financing, and many more loan programs.

SMG Financial makes their money by getting you sponsored with a bank/mortgage company (one time fee). We are basically Guarantee the bank that you will be productive on the residential side.

Loan commissions  on the business/commercial side  are 100% to you. Unless you put loans through SMG Financial which would lead to an 80% to you and 20% to SMG Financial.

A lot of times, before actually attending our class, people might not bring this question up when speaking to us, but we certainly know that this question has crossed your mind. Yes, we do agree that for most people $25,000 is a lot of money. We get it! Our intent in addressing this concern is to simply highlight some facts that most people don’t realize about our program until they  complete our training.

Let’s first look at the fact that starting any real legitimate business takes capital or an investment to start. You would be hard pressed to start any business for under $20,000 if you take into account the materials or inventory you might need, getting a website (which you absolutely need these days), legal fees, a marketing budget, a space to conduct business out of, and labor or help to operate the business depending on certain factors. Now if one gets into a franchise arrangement you have these costs plus the franchise fee (which could be $49,995 and up) and now you have to pay royalties on any revenue you earn. Plus, in any business or franchise if you want to expand you have to contribute more capital in order to do that. This is not the case with our Full Service Lending Platform. There is no inventory, you can do this by yourself and later if you want to grow the business you can do it very inexpensively.

With our Platform a lot of these factors do not exist in our model or we have included them in the investment. People don’t realize how much we invest back into your business for the fee that you pay. Here is list of services that is included in your fee and the market value of each of them:

  • Fully functional website with content management system: ($4,995 Value)
  • Stationary package: ($1,500 Value),/span>
  • Direct mail leads: ($800 Value)
  •  Live generated leads, exclusive leads of businesses  & clients looking for financing: ($4,000 Monthly Value)
  • Email marketing, social media marketing, and content marketing  ($15,000- ($7,500) Value)
  • Software: ($3,995 Value)

As you can see that is $37,800 if one were to try to do this on their own and this is not even taking into account personally meeting and being approved to do business with over 300 banks and lenders that have been vetted. The other major factor that we left out of these numbers is lifetime support! The fact that you can call a dedicated support person to answer any questions you might have or help you with any transaction is priceless.

Now you take what each type of financing and scenario could possibly yield you, and its not hard to see that getting a return on your investment is very feasible, provided that you put in hard work and dedication. Plus, our platform is a recession proof business and there are no geographical boundaries that will constrict your income or where you do business.

No, SMG Financial is not the bank but the CEO Nathaniel Holiday

Has established relationships with about 300 banks and lenders through out the United States that you will work with directly.

Now you will not use all the banks & lenders at one time but you have that option if one bank or lender can’t get a deal done.

There has been partners that made their investment back within the first 30days, 60 days, and up to a year if you come aboard part-time.

At the end of the day it depends on the individual and how much time they want to put into their business.

No, We are better than a Franchise. There are no royalties, franchise fees or any other fees after you initial purchase of the platform. Also, there are no territory or geographical restrictions with your business as you would have with a franchise. You own your own Full Service Financial Company. The money you earn is yours to keep. That’s the beautiful part of our program.

There’s a 10% discount for veterans.

You can definitely speak to our references, however the way it works is that once you have received the contract by email, you have a 7 day window to email, text or call any one of the references regarding the program. Also keep in mind, we would never use you to sell our platform.  Our partners are Entrepreneurs, and most of them or running their complete operations, and having to take time out of their day to speak with potential partners can be time consuming.  For that reason, a contract must be in place which also indicates the seriousness of the potential prospect.

All of  our so called competitors are one dimensional. SMG Financial is Multi- Dimensional providing a turnkey platform that gives you the ability to offer Residential Mortgages, Business, Consumer, and Commercial Lending.

Every other competitor is offering Commercial Loans and as you may know During 2020 recession the Secondary Market fell and the commercial side was on a hold and a lot of business lending couldn’t get done.  In addition on the Residential side,  Refinancing and purchasing homes during the 2020 Recession hit its all time high.

What also makes SMG Financial stand out is the Lifetime Training & support, Digital Marketing, live generated leads, and software etc.

Okay, I’m ready to speak to somebody…how do I get started?

If you have more questions about our Full Service Lending Platform or want to discuss this opportunity, please feel free to call us directly at (732) 377- 2046. Or if you would like one of our representatives to call you at your convenience, please fill out the form below. There is no pressure or hard selling of our program to you because our program sells itself.

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