Compare the Best Personal Loan Companies

Want to pay off your student loans fast – and save a ton of money in the process?

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Check out and compare the best student loan refinancing options below.

Lender Estimated APR Min. Credit Score Available Terms Monthly Payment

Estimated APR

Min. Credit Score

Available Terms

PARTNER NOW

100%

NATIONWIDE LENDING

340

BANKS & LENDERS*

$100k+

EARN UNLIMITED INCOME

500-580

CREDIT SCORE NO PROBLEM

OUR LENDERS OFFER PROGRAMS THAT MOST DON'T!

LOW RATES

YOUR CLIENTS WILL RECIEVE THE LOWEST RATE THEY QUALIFY FOR AT THE TIME THEY APPLIED.

HIGHER PAYOUT

GOING THROUGH OUT LENDERS GRANT YOU A HIGHER PAYOUT & THERES NO SPLITING THE PIEACE OF THE COMMISSION. YOUR IN BUSINESS FOR YOURSELF SO YOU WILL RECIEVE THE LION SHARE.

NATIONWIDE LENDING

RESIDENTIAL MORTGAGES

PROVIDE RESIDENTIAL MORTGAGES IN ALL 50 STATES.

COMMERCIAL & BUSINESS LENDING

RELATIONSHIPS ALREADY ESTABLISHED WITH HUGE COMMERCIAL & BUSNIESS LENDERS.

BE THE PILLAR OF YOUR COUNTRY.

PRIOR TO COVID MANY BUYERS/INVESTORS RECIEVE THEIR FUNDING THROUGH THE INTERNET & NEVER MET THEIR LO OR BANK. NOW DURING COVID IT JUST MAKES SENSE. KEEP EVERYONE SAFE & THANKS TO TECHNOLOGY WE CAN HAVE DOCS SENT VIA EMAIL, E- SIGNATURES,  ETC. 

EARN UNLIMITED INCOME

YOUR ABLE TO PROVIDE LOANS ALL OVER THE UNITED STATES. THIS PUTS YOU IN A POSITION TO MAKE AS MUCH OR LITTLE MONEY AS YOU WANT.

 PARTNER NOW

 

Estimated APR

Min. Credit Score

Available Terms

PARTNER NOW

SMG UNDERSTANDS NEW PARTNERS, SO WE MADE IT EASY

LOW OVERHEAD

STARTING A BUSINESS COSTS ALOT OF MONEY. LOCATION, PRODUCT COSTS, MARKETING, UTILITIES, ETC. OUR NEW PARTNERS HAVE THE ABILITY TO WORK FROM THE COMFORT OF THEIR HOME. THAT ALONE SAVES YOU BIG TIME. MARKETING IS INCLUEDED IN YOUR INVESTMENT & MORE .

HOMEBASED

THIS ALLEVIATES THE NEED TO SPEND MONEY ON RENT, OFFICE EQUIPTMENT, AND STAFF.

Estimated APR

Min. Credit Score

Available Terms

PARTNER NOW

MARKETING AT IT'S FINEST

CUSTOM LOGO

WE CREATE YOUR BRAND & BRING YOUR VISION FOR YOUR LOGO TO LIFE. SMG’S GRAPHIC DESIGNERS HAVE THE EXPERIENCE & CREATIVITY TO MAKE ANYTHING POSSIBLE

CUSTOM WEBSITE

WE CREATE A STATE OF THE ART WEBSITE FOR YOUR BUSINESS. WHETHER YOU WANT THE TICKER STRIP, MAPS, ZILLOW, MORTGAGE CALUCATORS, AND MORE!

BOOST SOCIAL MEDIA PLATFORMS

FACEBOOK

WE NOT ONLY CREATE YOUR PAGE BUT WE RUN ADS & GENERATE LEADS THROUGH THIS SOCIAL PLATFORM.

TIKTOK

BEING THAT TIKTOK IS FARELY NEW OUR MARKTERS HAVE LEARNED & CREATED A ALGORITHM THAT WORKS BEST TO GET YOUR CONTENT TO THE RIGHT AUDIENCE.

INSTAGRAM & MORE!

INSTAGRAM IS STILL A VERY POPULAR PLATFORM TO PROMOTE YOUR LENDING BUSINESS. HERE AT SMG WE HAVE BEEN BRING IN A FEW LEADS THAT TURN INTO LONG TERM CLIENTS FOR OUR PARTNERS.

DIGITAL MARKETING

ON AVERAGE, ADULTS SPEND ABOUT 11 HOURS A DAY STARING AT SOME KIND OF SCREEN, WHETHER IT’S A COMPUTER, PHONE, TABLET, TV, OR ANOTHER ELETRONIC DEVICE. HOW DOES SMG GET YOUR BUSINESS INFRONT OF THOSE WHO ARE INTERESTED IN YOUR PRODUCTS & SERVICES?

  • TARGET MARKETING
  • ADS ON DIFFERENT SEARCH ENGINES
  • SEO & SSM
  • SURVEYS, POLLS ETC

Estimated APR

Min. Credit Score

Available Terms

PARTNER NOW

WHAT IS LIFETIME SUPPORT FROM SMG

ONGOING TRAINING

YOU CAN NOT LEARN THE INDUSTRY IN 7,10,14 DAYS OF TRAINING IT’S IMPOSSIBLE. WHAT YOU CAN LEARN 7,10,14 DAYS IS THE FUNDEMENTALS OF THE INDUSTRY. AFTER LEARNING & UNDERSTANDING THE FUNDEMENTALS IT WILL BE EASIER FOR YOU TO START REACHING OUT TO POTINEL CLIENTS INTERESTED IN YOUR PRODUCTS/ SERVICES.SMG FINANCIAL STAYS UP TO DATE WITH NEW LAWS & RULES THAT WE NEED TO FOLLOW TO STAY COMPLIENT WITH EVERY STATE THAT YOU WILL DO BUSINESS IN.

ACCESS TO WEBINARS & MENTORING SESSIONS

DEPENDING ON EACH PROGRAM EVERY WEBINAR IS DESIGNED FOR THE EXPERTS, NEW PARTNER, VETS IN THE INDUSTRY. EVERYTIME YOU JOIN OUR WEBINARS YOU WILL LEARN SOMETHING NEW THAT WILL BENEFIT YOUR BUSINESS & HAVE THE ABILITY TO WORK WITH OTHER PARTNERS IN THE PROGRAM.

Features & Benefits

EXPERT STAFF

SMG FINANCIAL HAS REPRESENTATIVES IN EVERY DEPARTMENT IN OUR PLATFORM THAT WILL TRAIN OR ASSIST YOU ON A CALL, TAKING A APPLICATION, FOLLOWING UP.

PERSONAL MENTOR

YOU WILL HAVE MENTORING SESSIONS WITH NATHANIEL HOLIDAY & LENDERS THAT WE HAVE RELATIONSHIPS WITH. YOU WILL BE ABLE TO REACH OUT TO THEM AS MUCH AS YOU NEED.

TRAINING FOR YOUR EMPLOYEES

SMG FINANCIL PROVIDES TRAINING FOR YOUR EMPLOYEES INTERESTED IN BECOMING LICENCED IN RESDIENTIAL MORTGAGES AT A DISCOUNTED PRICE. ALL OTHER TRAINING COMMERICAL LENDING, DEBT SETTLEMENT, STUDENT LOAN REFINANCE, AND CREDIT REPAIR ARE INCLUEDED IN YOUR PROGRAM. (PLEASE BE SURE TO BRING THIS UP DURING OUR CONVERSATION FOR DETAILED INFORMATION.)

Estimated APR

Min. Credit Score

Available Terms

PARTNER NOW

Estimated APR

Min. Credit Score

Available Terms

PARTNER NOW

5 BUSINESSES IN 1

RESIDENTIAL MORTGAGES

MANY SAY THERES NO MONEY IN RESIDENTIAL MORTGAGES ANYMORE. THAT’S NOT THE CASE, ALOT OF THOSE PEOPLE HAVEN’T BEEN IN THE INDUSTRY LONG ENOUGH TO UNDERSTAND THE TRUE VALUE OF PROCESSING MORTGAGES. YOU HAVE THE ABILITY TO EARN A 6 TO 7 FIGURE INCOME JUST ON MORTGAGES WHETHER YOUR CLOSING A REFINANCE, PURCHASE OR CASH OUT REFI, ETC. PICTURE A $250K YOUR COMMISSION COULD RANGE FROM $3,500- $7,500. NOW IF IT WERE A VA LOAN, YOUR COMMISSION COULD BE AS HIGH AS $9,000. (NUMBERS ARE A RANGE OF POTIENTAL EARNINGS- MUST KEEP IN MIND PAYOUT DEPENDS ON WHAT KIND OF LOAN PROGRAM IT IS AND THE RATE)

PERSONAL LOANS

BE ABLE TO PROVIDE PERSONAL LOANS TO THOSE INTERESTED IN PURCHASING A CAR, LOOKING TO CONSOLIDATE DEBT, OR NEED MONEY FOR OTHER PERSONAL NEEDS. SMG FINANCIAL HAS A SOFTWARE THAT IS EASY TO USE AND EFFECTIVE. WE PLUG IN YOUR CLIENTS INFORMATION INTO OUR SOFTWARE & IT WILL AUTOMATICALLY MATCH THEM UP WITH A LENDER THAT WILL RELEASE FUNDS TO THEM ASAP. (MUST MEET REQUIREMENTS FROM LENDER TO BE APPROVED) FIND OUT MORE ABOUT THE  PERSONAL LOAN PROCESS BY CALLING US AT (732) 377- 2046

 

 

COMMERCIAL & BUSINESS LENDING

BELOW ARE SOME TRANSACTIONS YOU CAN FUND:

  • COMMERCIAL REAL ESTATE LOANS

Many real estate investors need financing for income-generating properties. Such properties could include multifamily, retail, office, self-storage, mixed-use, hotel, motel, warehouse, mobile home parks, and many more… Regardless of credit, you will be in the position to offer a number of solutions that many traditional banks can’t and don’t offer. Your finance company will be able to offer a diverse mix of commercial real estate loans to meet the individual borrowing needs and investment objectives of your borrowers.

Typical commission: 2-3% of the loan amount*

Typical transaction size: $250,000 – $50 million+

Typical approval time: 24-72 hours

  • COMMERCIAL REAL ESTATE DEVELOPMENT LOANS

Banks typically are not willing to finance real estate development projects due to the high associated risk. That means that easily 50-70% of applicants for these types of loans must seek alternative solutions when they are turned down by banks. These projects are usually large (up to $175M) and yield very large fees to the loan broker. SMG FINANCIAL & OUR LENDERS teach you many alternative methods of satisfying this growing need with a variety of loan types ranging from debt/equity, balloon payments, negotiable amortization schedules, and interest-only solutions. We show you how to target these developers who are in need of solutions every day.

Typical commission: 1-3% of the loan amount*

Typical transaction size: $5 million – $100 million+

Typical approval time: Up to a month

  • SBA LOANS

SBA loans are probably the most misunderstood loans. Most people think SBA loans take 6 months to complete. Our lenders approve SBA loans in less than 4-6 weeks! They are the most convenient way for a small business to obtain financing and our SBA sources are the finest in the industry providing superior approval rates and quick closings.

For business-owners; the loans can be used to purchase a business or buy a building that a business-owner is currently paying rent on. They can get working capital, new equipment, or refinance existing debt…all with very little money down.

For medical professionals; they can buy a practice or expand their business, buy a building or renovate it, get working capital or equipment with NO MONEY DOWN.

SBA loans are the best and most economical way to finance franchises and hundreds of franchises are already pre-approved. Doing a loan with the SBA or through a local bank can be tedious and time-consuming and your clients will be delighted to have your assistance in this area. You will be able to “cut through the red tape” for your client and help them navigate this sometimes complex process and that means more business for you.

Typical commission: 1-3% of the loan amount*

Typical transaction size: $200,000 – $15 million

Typical approval time: 4-6 weeks

  • FIX & FLIPS

Investors all over the country are buying up distressed real estate at bargain-basement prices and rehab-ing them and flipping them for great profits. This is called a fix and flip. Investors are also buying these properties and holding them to rent them out. This is called the fix and hold. Banks are not financing these projects because they require short term financing and many of the investors have poor credit. Our lenders can finance up to 90% of the purchase and 100% of the rehab.

Typical Commissions: 2-4% of each project*

Typical transaction size: $75,000 – $2.5 million

Typical approval time: 24-72 hours

  • EQUIPMENT LEASING

It is estimated that U.S. companies finance more than $900 billion in equipment. This is by far the largest growing segment of financing in the country. Businesses of all kinds lease equipment to conserve their cash reserves enabling them to use their funds for other business needs such as purchasing more inventory, expanding, etc. This is NOT considered a loan therefore it does not reduce available credit elsewhere, giving you more borrowing power.

You will work with private customers, companies, and vendors that sell the equipment. In most cases, the vendors who sell the equipment needs you more than you need them. You are giving these vendors a finance program to offer to their customers, which translates into more sales. This is tremendously important. These vendors must finance through people like yourself because bank approvals are very difficult. Many of your lenders will offer 100% financing, no down payment, and a wide range of approvals for A, B, C, and D type credits with approvals in less than 24 hours. You can fund deals up to $150,000 with just a one-page application. These “App Only” deals do not require financials or tax returns making them very easy to turn over quickly.

If you have 5 vendors set up with your company, you will have enough residual ongoing business from these sources to put you in the six-figure income category. Every industry needs equipment financing so the sky’s the limit. For example, today the need for additional construction equipment is skyrocketing due in part to growth but also in part to rebuilding after natural disasters and the more than $1 trillion to repair infrastructure in the country. Contractors are only one of the many that need financing solutions such as this.

Typical commission: 6-15% of the amount financed *

Transaction size unlimited: Typical amounts: $10,000 – $500 million+

Typical approval time: 24-72 hours

LIST OF OTHER PROGRAMS:

  1. SALE & LEASE BACK PROGRAMS
  2. CHURCH FINANCING
  3. BUSINESS ACQUISITION FINANCING
  4. FRANCHISE FUNDING
  5. DEBT RESTRUCTURING
  6. MEDICAL PRACTICE EQUIPMENT FINANCING
  7. MERCHANT CASH ADVANCE
  8. ALTERNATIVE ENERGY FINANCING
  9. STOCK LOANS
  10. WORKING CAPITAL
  11. SECURED & UNSECURED BUSINESS LOANS
  12. USED AIR CRAFT FINANCING
  13. OWNER- OPERATER TRUCK FINANCING
  14. FLEET TRUCK FINANCING

Note: Any examples as to how much money can be earned or typical commissions are for illustrative purposes only. They reflect in general how Certified SMG FINANCIAL PARTNERS  receive commissions. Commissions vary by lender and market conditions and may change at any time. It is impossible to suggest exact individual earnings because any new business is dependent on the time and dedication you invest to make it succeed. Therefore SMG FINANCIAL PLATFORM make no guarantees of any kind regarding return on investment, income, success or profitability of those attending and participating in the LENDING PLATFORM.

CREDIT REPAIR

COLLECT REQUIRED INFORMATION

YOU WILL NEED BASIC INFORMATION FROM YOUR CLIENT SUCH AS:

  • SSN
  • ID
  • EMAIL
  • PHONE NUMBER
  • DOB

THIS INFORMATION WILL BE ENTERED INTO OUR SYSTEM WHICH THEN PULLS THEIR CREDIT FILE & BREAKS DOWN WHAT WE CAN DO TO ELIMINATE OR IMPROVE THEIR CREDIT SCORE. MOST CLIENTS WILL SEE THEIR SCORE RAISE WITHIN THE FIRST 30 DAYS. MONITORING IS DONE WITH OUR SOFTWARE. NOT ONLY WOULD YOU REPAIR THEIR CREDIT BUT TEACH YOUR CLIENT ON BEST PRACTICES TO MAINTAIN A GOOD CREDIT RATING.

IS CREDIT REPAIR PROFITABLE?

CREDIT REPAIR IS PROFITABLE. IT’S A RECURRING- REVENUE TYPE OF BUSINESS. OUR PARTNERS SEE A DEMAND FOR THIS & EARN UP $10,000 TO $20,000 PER MONTH (OR MORE) SOME MAKE MILLIONS OF DOLLARS A YEAR AND TRULY CHANGE LIVES.

LET’S JUMP IN TO HOW TO BUILD THAT RESIDUAL INCOME FOR YOUR BUSINESS. WHILE USING OUR SOFTWARE FOR CREDIT REPAIR YOU EARN A PERCENTAGE OFF YOUR CLIENTS PAYMENT EVERY TIME THEY MAKE A PAYMENT. SMG FINANCIAL PROVIDES NEW PARTNERS WITH A BOOKLET CALLED “THE SPHERE OF INFLUENCE” IN THIS BOOKLET YOU WILL BE ABLE TO WRITE DOWN INDIVIDUALS NAMES, NUMBERS, ETC. WE WILL THEN UPLOAD THAT INFORMATION TO SEND OUT AN EMAIL BLAST, TEXT, BLAST, ETC TO SEE IF THEY MIGHT BE INTERESTED IN THIS SERVICE. IF THEY ARE YOU WILL RECIEVE THE INFORMATION OF THE INTEREST CLIENT IN YOUR BUSINESS EMAIL.